Each time I install this app it sends a message to verify the Mobile number linked to the bank account. So let's say that change or Mobile or uninstall the app the message will be sent over and over and again and still there's no guarantee that the app will be activated. In my case it has already sent more than 5 messages after uninstalling the app to verify still it's unable to verify. My internet is working perfectly fine, still. You guys need to change this mobile verifying again and again.
This app is just too good with all the features that I want. Transferring money just takes 5 seconds for me. What more would a user want. Only one feature that will be very useful considering the security perspective for transactions is to verify the transaction with some method. This feature was there earlier and I don't understand why it was removed. What if someone cracks the login pin? The user is totally screwed. The best example of that is Paytm where the code or fingerprint can be used to confirm the transaction.
App is good, interface is friendly, look is cool. Really fast. Also lots of useful features. Virtually perfect mobile banking app. But three things need to be fixed. First, everytime I update the app, it requires activation. Second, you cannot register a beneficiary for IMPS through the app. Third, you cannot send money to unregistered beneficiary directly even you have their account no, branch name and IFSC code, which might be a safety feature, but sometimes during urgency you may need it. Otherwise cool.
I had Reported one issue to ICICI Bank but it was not yet resolved yet. The guy told me it was an technical error but he also don't know the time and date till the issue gets resolved please check for that. "It is the good and much user friendly app for ICICI users everything is quite easy within a click only. "
Like kotak mahindra icici should add by default all bank ifsc code. This thing makes kotak mahondra app is super hit app. Icici you still need to do lots work on your app.make it lite version so that in low network area customer can easily access it.
Probably the only app that sends an SMS during registration as against all other apps that receive SMS. The link for NRI is not intuitive and even customers need to send SMS to India. As usual, the bank will defend it as a security feature. Otherwise the app is fine, it does basic banking job. Can be improved for full fledged features of website.
Now, you can transfer your account to your nearest branch/change home branch using Transfer your Accounts service available under Services section.
Now you can pay your ICICI Prudential Policy Premium using ICICI Pru Life option available under Bill Payments & Reminders section.
Bug Fixes & Improvements