DynamicDrive

National General Insurance

About this app

This app supports Allstate and its affiliates operating under the following brands: National General Insurance, DirectAuto Insurance, and Farmers Union Insurance. It helps you monitor your behind-the-wheel behavior to become a safer driver.

Features:
• Immediate premium savings by joining the DynamicDrive program and activating the app. Start sharing driving insights. You could be eligible for more savings at renewal.
• The app runs in the background and calculates a driving score based on, but not limited to:
o Driving time of day
o Distracted driving due to phone use
o Hard and extreme braking
o Speeding
• Review detailed maps of previous trips to track how often you’re driving, how far you’re driving, and how safely you’re driving.

Setup Instructions:
1. Locate the email from your insurer with your seven-digit activation code.
2. Download and open the app. Enter your activation code to seamlessly connect it to your insurance policy.
3. Make sure to accept any required permissions and your insurer’s terms of service.
4. That’s it! Just drive safely to improve your driving score.

Ratings and reviews

It is completely ridiculous that you must allow this app to send notifications to tell you that you're driving. I know I'm driving because I'm the one behind the damn wheel with the car in drive. I don't need to be notified that I'm driving or that a trip is being recorded. And thank you for making sure that my driving habits are being recorded as you invade my privacy. This is an app designed to jack up your insurance rates if they find your driving "questionable."

Makes driving more frustrating and stressful. I can appreciate that this is a tricky thing to do as an app and that it can't be flawless. I barely drive anywhere, and don't even have to drive to work, but constantly get dinged for the time of day when I do drive, which I absolutely can't avoid. It also occasionally dings me for phone use when I absolutely haven't been engaging with the phone while driving, hands-free or otherwise. Edit: removed it from policy. $5/mo off isn't worth the headache

For some reason the app starts "detecting" trips about 2-3 minutes before I start driving. I routinely set my GPS/finish texting etc and set my phone down, THEN start driving - but it doesn't matter, I am flagged for phone use at the beginning of every. single. trip. It has popped up that it's "detecting a trip" while I'm sitting in my garage or even when I'm laying in bed... I have no idea how the detection is supposed to work, but it's ruining my driving score for no good reason.

What’s new

This release features a new driving engine + Arity SDK for improved trip capture, and then a whole heap of bug fixes and performance optimizations.