Netspend: Manage Money Online

4.7
86.9K reviews
5M+
Downloads
Content rating
Everyone
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About this app

With Netspend's suite of products, you're in charge.

Features like direct deposit offer a convenient way to add funds to your account and get paid up to 2 days
faster.1 Use your card anywhere Visa® debit cards or Debit Mastercard® is accepted . And with the Netspend Mobile App 2 you can manage your account wherever you go. You'll be able to do things like:

• Check your balance and transaction history.
• Send money to friends and family .3
• Find reload locations .4

With the Mobile App 2 it's all at your fingertips.

1 Netspend Prepaid Customers: Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

Netspend All-Access Customers: Faster funding claim is based on a comparison of the Pathward™, National Association's and Republic Bank & Trust Company's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

2 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

3 No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

4 The Netspend Network is provided by Netspend Corporation and its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend's licenses and related information may be found at www.netspend.com / licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

Netspend Visa Prepaid Card & Netspend Prepaid Mastercard
The Netspend Visa Prepaid Card is issued by The Bancorp Bank, Pathward™, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Netspend® All-Access® Account
The Netspend All-Access deposit account is established by Pathmark, N.A., Member FDIC. Netspend is a service provider to Pathward™, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend All-Access is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.
Updated on
Nov 3, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
85.1K reviews
Stacy Fullbright
September 11, 2023
I love this appl. It's easy, simple, can't go wrong! I was having a hard time converting, but appls like this make it so basic to use, so much better than PayPal by far, better than Chime; it was very hard for me to finally grasp and accept the new wave, which is obviously going to be digital funds and currency. I like to do as very little online as possible, I'm low maintenance and like everything in my life to be just as low maintenance. So TY for creating an application that's easy to use!
26 people found this review helpful
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NetSpend
September 11, 2023
Thank you so much for your review!
Chael Woods
August 8, 2023
I've banked with Chase, B of A, Wells Fargo, etc and NetSpend is the only service that I haven't had horrible problems with. I actually received a card after filing with TurboTax in 2014, once I downloaded the app and set up the msgs alerts I love how easy it is to track my spending. I have a small amount from my direct deposit put into my savings and it really adds up fast. I can load money at my neighborhood grocery store- no more extra trips to a bank (there is a $3.95 loading fee).
33 people found this review helpful
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NetSpend
August 15, 2023
We appreciate this thoughtful review. If you have any suggestions about the app, please send them to us at social@netspend.com.
Yvonne Wilson (Babiesistah)
August 20, 2023
it's okay except when reloading it can get pricey with the fee for reloading. it think it's best to have an extra atm card from a regular bank on hand than have to pay extra money for monthly fees and finding different locations to add money to many prepaid debit cards. I think it's a waste of money and time. for those that cannot maintain a regular checking acct or bank card . my main reason for having a prepaid card is for my laundry. in my building that require a debit card as a requested
17 people found this review helpful
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NetSpend
August 24, 2023
Thanks for rating the app. Is there something we can do to get 5 stars? Please let us know at social@netspend.com.