Royal Bank of Scotland

National Westminster Bank PLC

About this app

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.

Why the RBS app?

Manage your money easily and securely:
• Apply for current, savings, child, teen, premier and student accounts quickly. Eligibility criteria apply.
• See all your bank accounts straight from your home screen.
• Freeze and unfreeze your card at any time (Mastercard only).
• Set up fingerprint, voice or facial recognition for better security and send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices.

Send, receive and access money quickly:
• Request money via a QR code or link.
• Send money faster with a personalised list of favourite payees.
• Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and that uses online or mobile banking. Paying bank criteria and limits may apply.)
• Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have a least £10 available in your account and an active debit card (locked or unlocked).

Stay on top of your spending and saving:
• Keep track of payments all in one place.
• Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling.
• Budget easily by managing your monthly spending and set categories.
• Turn on push notifications to get alerted when money reaches or leaves your account.

Get support for every life event:
• Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply.
• Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address.
• Discover our additional products and services, including mortgages, home and life insurance and loans in one place.
• Fast track your money goals with the help of our handy plans, tools and tips.


Important info

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings within the menu (note that this is not within our app, but on the settings of your device itself).

Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at rbs.co.uk/mobileterms.

Please save or print a copy along with the Privacy Policy for your record.

Ratings and reviews

Stop adding useless NEW Widget features onto the home screen just show us our balance and then if we wish to add anything allow us to in another screen. Absolutely useless features being added. The screen is absolutely cluttered with junk I don't need at all and I'm not the only one who has complained about this. Keep it simple and stop with the bright "NEW" on the home screen

What an app. When I first installed this app all was well. But after some of the more recent updates, transactions are hanging mid way through. An app like this should be faultless, instead I have force stop the app, clear app cache then try again when the app pops up a message saying payment failed. IT seriously need to get on top of this pressing issue.

too many updates and messing around with options, becomes difficult to use with perpetual-garbage reasoning for updates. The app is basically based on links to promote their business, rather than to gain relevant account information. Try Starling bank instead, their app facilities are far better atm. Also, what a waste of our money paying for this software. Shame on them.

What’s new

• Create a virtual debit card in the mobile app – a simple and safe way to pay digitally.
• You can now see a breakdown of your investments in-app and track their value individually or as a whole.
• You can now add a Shortcuts Widget to your home screen to get to existing
journeys in your app quicker.
• Tap the Insights tab to track your money, get tailored insights and tools to manage and grow your business.