Openbank México

Openbank S.A.

About this app

100% bank, 100% digital

● We are part of the Santander Mexico Financial Group
● No lines or branches
● Open 24/7 all year


With Openbank your life is more comfortable. Your finances, your schedules. 

● Open an account to save and receive returns, without forced deadlines, without commissions for minimum balances
● Take control of your money. Open, consult and manage your finances from wherever you want
● Because the years are celebrated, they are not charged. Without annuity, minimum uses, or hidden commissions
● Pay for your services from the app


Enjoy a customizable experience

● Choose the card that best suits your style
● Choose from the payment date to how your name will appear on your card
● Modify your personal data whenever you want


Define the security levels on your device

● Log in with fingerprint unlock
● Turn your cards on or off whenever you want
● Set ATM withdrawal limits and daily spending limits on your debit card
● Manage your trusted device and where you log in and out

At Openbank we have a banking license from the CNBV, and your money is protected by the Institute for the Protection of Bank Savings (IPAB) for up to 400,000 UDIS (Investment Units) per client, per institution. Approximately $3.3 million pesos.

The Open + Debit Account is a product offered by Openbank México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México and is guaranteed by the Institute for the Protection of Bank Savings (IPAB) for up to 400,000 Investment Units (UDIs) per person, per bank www.gob.mx/ipab. This is not a savings or investment product. Consult the commissions, conditions and contracting requirements of the Open + Debit Account as well as the list of guaranteed products at www.openbank.mx

Nominal GAT 10.52% Real GAT 6.35% Before taxes. Values ​​calculated over an investment range of $1.00 peso M.N. in accounts without maturity or defined term and without commissions within a period of 1 day. Calculation date as of February 18, 2025 and effective as of August 18, 2025. The Real GAT is the return you would obtain after discounting the estimated inflation. Subject to change without prior notice, the specific calculation per operation is provided at the time of contracting. For informational and comparison purposes. Ask about the current rates on our Open Line 55 7005 5755. Check the commissions, conditions and contracting requirements of the Apartados Open + account and the list of guaranteed products at www.openbank.mx

Average CAT 97.5% without VAT. Calculated on February 5, 2025 and effective as of August 5, 2025.
Fixed annual weighted average interest rate 70.03%. For informational and comparison purposes only. The base amount
For the calculation of the AVERAGE CAT it is $50,000.00 MXN, for a period of 3 years covering only the minimum payment. Consult the commissions, conditions, rates and contract requirements of the Open Credit Card and the list of guaranteed products at www.openbank.mx

Ratings and reviews

One of the best apps for getting started with mobile banking, it offers a generous credit limit and cashback rewards without any fine print or tricky terms.

Please do more intuitive the app, the Virtual Card doesn't even change the dynamic CCV. Also is very annoying generate a new system code each time... (Implement the biometric opcion plrase).

I downloaded the app, and it will never open, i clear it and re download and still same issue.

What’s new

¡Estamos mejorando para ti!, ahora:
● Accede de forma más rápida y sin rollos a los datos de tu cuenta, para esa compra en línea o el dinerito extra que te transfieran.
● ¡Genial!, si ya tienes tu Tarjeta de Crédito Open ahora podrás contratar tu Cuenta Débito Open +.
● Paga tus servicios con tu Tarjeta de Crédito Open, fácil y rápido.
● Ahora para elegir tu dispositivo de confianza, recibirás un código único a tu correo electrónico.