Nationwide SmartRide®

Nationwide

About this app

If you're a Nationwide customer and you enrolled in the SmartRide Mobile Program (available in all states except AK, CA, HI, LA, NY and PR), you can continue your participation by downloading and registering the SmartRide Mobile App.

Driving safely is no easy feat. If you’re a driver committed to staying alert and following the rules of the road, we’re going to reward you for it. SmartRide gives you personalized feedback to help you make even safer driving decisions. The safer you drive, the higher the discount you could get.

As part of our ongoing efforts to reduce distracted driving, the SmartRide Mobile App also keeps track of how often you interact with your phone while your vehicle is in motion. Phone distractions don't affect your discount, but knowing your data can help you stay safe.

Features:
* View your driving trends and get personalized feedback on your driving
* View your trips on a map
* View your phone distraction summary and interactive map with trip details
* View your estimated discount during participation
* View your final discount at the end of the program


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Ratings and reviews

My percentage went down for no apparent reason. I'm about 5 weeks into it and my percentage was up to 40%. I thought I was doing great and then it dropped to 29%. I can't figure why the percentage went down since my numbers were down across the board. Lower mileage, lower idle time, zero night driving, zero hard brake/acceleration and no phone distractions. I looked throughout the app in search of a reason, but couldn't find any. What good is this app if there's no explanation on why?

The app is working well. However I don't always have the time to adjust each trip. When my passenger is using my phone in the car, there is no way to go back and change it from a previous trip. Also I don't have Bluetooth in my car. I use a device I plug in and it still shows me using my phone instead of using Bluetooth 🙃. Otherwise I like the app!

Like the app overall. Glad it does not count touching your phone screen against you in the discount. That worries me about other insurance company's apps. I would like to see more time allowed for a good score on nighttime driving. Or at least do not count 5 am driving to work as nighttime. Hardly any traffic and much safer to be on the road in the early morning hours.

What’s new

app enhancements