Classic Netspend

NetSpend

About this app

1 Netspend Prepaid Customers: Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

Netspend All-Access Customers: Faster funding claim is based on a comparison of the Pathward™, National Association's and Republic Bank & Trust Company's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

2 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

3 No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

4 The Netspend Network is provided by Netspend Corporation and its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend's licenses and related information may be found at www.netspend.com / licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

Netspend Visa Prepaid Card & Netspend Prepaid Mastercard
The Netspend Visa Prepaid Card is issued by The Bancorp Bank, Pathward™, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Netspend® All-Access® Account
The Netspend All-Access deposit account is established by Pathmark, N.A., Member FDIC. Netspend is a service provider to Pathward™, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend All-Access is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.

Ratings and reviews

I've been using NetSpend for 20 years. Used to upset me when notifying me about a purchase. Holding my shopping up at the time. I'm sooo glad they have that service. All the scamming going on. I've been saved hundreds of dollars by their notification process. All I had to do was check yes or no. Customer service is wonderful. I've only had a couple disputes and was reimbursed every time. One dispute was over $300. It took the 90 days but worth the wait. Wouldn't use any other bank.

Used to be more star, but as of the end of July/beginning of August 2025, the app won't allow me to log in. I'm also not getting consistent notifications and can't see anything to be able to fix it, so now I have a negative balance. Shouldn't they alert users when they are having issues so we are aware and can figure things out just in case?Money in their pocket at my expense.

08/2025: App will not go past the login page, plus, when I could check my transactions the name of the place of business where I made a purchase would only display the bottom half of said name, making it hard to confirm charges. I would have to manually open each charge in question in order to be able to see their name, instead of guessing. I've tried reinstalling, but it helped nothing.

What’s new

Bug fix.