Netspend

NetSpend

About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

Ratings and reviews

The update is garbage. Log in credentials no longer populate from the keyboard, username and password must be retrieved manually now. Savings account transfer option is presented like you can move from debit to savings but nope, no option to input dollar amounts. No app notifications when a purchase is made, email notification only. I've used this card for a long time and this is the worst mobile app update that has ever been released. FIX IT, please.

Used to be great. Easy to load cards. App made it easy to manage money. Now it's horrible. They have been having a technical issue that makes it impossible to log in for 2 weeks or more as of 6/4/25. I get notifications (via text) from the app that tells me my balance, the amount subtracted or added, and a brief name of transaction. For some people, that may be enough to keep them happy. Not me! I want to be able to open my app and manage my money.

Don't use Netspend until fixed! Writing this 6/15/2025 For about a month, I have not been able to log in on the app. I called them and was told, "Yes. It's not working." That was over 2 weeks ago. Now, an auto-pay for a subscription keeps coming back as "payment rejected" so I have to call them to find out why and have them fix it. I don't like not having access to my financial records. Absolutely ridiculous! I'll have to find a different prepaid card. 😡😤

What’s new

Welcome to the new Netspend experience!

We've completely redesigned the app from the ground up to make managing your money easier, faster, and better than ever. Here's what's new:

• Fresh, Modern Look – A brand-new interface that's simple, clean, and easy to use.
• Faster Access – Quickly check balances, review transactions, and send money with fewer taps.
• Streamlined Experience – Everything you need, all in one place, with a smoother, more reliable app.

Update now and enjoy the upgrade!