GO2bank: Mobile banking

Green Dot

About this app

A BETTER WAY TO BANK—GET STARTED TODAY
GO2bank™ makes managing your money easier than ever. Open your account in minutes, grow your savings, and stay covered with overdraft protection, all with the secure mobile banking app designed for your everyday life.

NO HIDDEN FEES—JUST SMART BANKING
GO2bank puts simple, transparent banking tools at your fingertips so you can skip the monthly fee with eligible direct deposit⁴, avoid hidden fees, and manage your money your way.

OVERDRAFT PROTECTION FOR LIFE’S CURVEBALLS
Get up to $300 in overdraft protection after eligible direct deposits and opt-in¹.

GET PAID EARLY—STAY A STEP AHEAD
Get your paycheck up to 2 days early or government benefits, like unemployment, up to 4 days early when you set up direct deposit². Start getting your money on your schedule.

SAVE SMARTER WITH 4.50% APY
Grow your savings faster with a high-yield savings account that earns 4.50% APY with interest earned quarterly on balances up to $5,000⁶.

BUILD CREDIT WITH A GO-TO
Start building your credit score, one purchase at a time, one on-time payment at a time, with the GO2bank Secured Visa® Credit Card³.

SECURITY & PEACE OF MIND
Keep your money safe with built-in tools you can trust. Lock your card anytime⁸, get real-time fraud alerts⁹, and rest easy knowing your money is FDIC-insured¹⁰.

NATIONWIDE CASH ACCESS
Withdraw cash for free at thousands of in-network ATMs⁵ or deposit cash at over 90,000 major retailers nationwide⁷. Just use our in-app locator to find locations nearby.

Download the GO2bank app today to open an account and start banking with convenience, confidence, and control.

LEGAL DISCLOSURES
Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.

Mobile number verification, email address verification and mobile app are required to access all features.

1. Fees, terms and conditions apply. Learn more at GO2bank.com/overdraft

2. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.

3. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.

4. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month. See our simple fees chart at GO2bank.com/fees

5. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.

6. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2025. APY may change before or after you open an account.

7. Retail service fee up to $4.95 and limits apply.

8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.

9. Message and data rates apply.

10. Green Dot Bank also operates under the following registered names: GO2bank, GoBank and Bonneville Bank. All other registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.

See Deposit Account Agreement at GO2bank.com/daa for details.

Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - www.go2bank.com/techprivacy

Ratings and reviews

This is a five star banking experiance! I recently had to dispute a transaction and the process was very simple. Customer service was NOT automated and is available 24/7. It was very easy to connect with another person who knew exactly what to do and was highly informative. Better service than with my large, branch-bank actually. The online bill-pay service is amazing. I had no issues. You can actually pay anyone nationwide, with a name and address. They send the checks for you, promptly.

I don't understand what's going on with this company lately. All of a sudden, my transfers from my savings to checking aren't immediate. my debit transfers are showing an error message, but I'm still getting charged a transaction fee. the chat option is not helpful. Uninstalled and reinstalled, did absolutely nothing. This always seems to happen at THE worst time. This issue needs to be fixed!

Excellent online bank id definitely recommend. Great security. A lot of information on the mobile app Maybe 3 years with these guys and no problems. Backed by Green Dot and I've been associated with them probably 30 years. Way back to my first time a company wanted to direct deposit pay to a debit card. lol yes I'm old and kids that's right we used to get a check on pay day. And it worked. Even got paid a day earlier. Thanks guys..There's 0 ads

What’s new

New – Get covered with up to $300 in overdraft protection with eligible direct deposits and opt-in(3). Worry less with more backup for when you need it most.