GO2bank: Mobile banking

4.5
84.5K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Don't let a big bank make you feel small. GO2bank™ is the banking app built for everyday people.

No surprise fees
Say no to monthly fees and hidden fees² and yes to keeping more of your money. No monthly fees with eligible direct deposit¹. Otherwise, $5 per month.

Early paydays and more ways to save
Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶. Withdraw for free at our free nationwide ATM network⁷. Earn more with an APY on savings that's well over the national savings rate average¹¹.

Built-in backup
Stay covered when you overspend with up to $200 in overdraft protection after eligible direct deposits and opt-in³.

Credit building
With the GO2bank Secured Visa® Credit Card, climbing to better credit is easier with no annual fee⁵, no credit check⁴, and no impact to your credit when you apply.

Account protection
Keep your money safe with just a tap on the app with lock/unlock your card⁸. And we'll send fraud alerts if we ever see anything shady¹⁰.

A bank you can trust
We're a Member FDIC bank and a brand of Green Dot Corporation, which means your money is federally insured⁹ and never held by a third-party bank.

Download the app to open an account or visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions.

1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.

2. See our simple fees chart at GO2bank.com.

3. Fees, terms and conditions apply.

4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees may apply.

5. Annual Percentage Rate is 22.99% and is accurate as of 1/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.

6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.

7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.

8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.

9. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

10. Message and data rates apply.

11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. APY may change before or after you open an account.

12. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/techprivacy
Updated on
Apr 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
83.2K reviews
NaRhea Dawn
March 11, 2024
I'm a little torn with this app. For the most part, it works great, but the check deposit has never worked, which is annoying. It won't let me take pictures of the check, it just stops working every time. I make sure it's updated, I've even tried uninstalling and reinstalling it, and it still doesn't work. I'm also a little annoyed because it recently overdrew my account, but I intentionally have not opted into overdraft and I don't want it to. Otherwise, it does what it needs to do.
106 people found this review helpful
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Green Dot
March 11, 2024
Hi, we want to know more about your issue. We would appreciate it if you could send us the details by logging into your account at www.go2bank.com or via the mobile app and clicking the "Chat" icon to initiate a chat for assistance, or by sending us a private message to one of our social media accounts. Thank you – GO2Bank.
Lynn Grimes
January 3, 2024
I love go2. I have a few accounts and this one is my favorite. When my kids turned of age I had them open an account with go2. App is great. Everything on one page. Interest on savings is great. A portion on my check is deposited into go2 and I receive it before the account ive had for years. The app is super easy and to date I have jad no issues. Knock on wood. Lol
328 people found this review helpful
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Alexandra
November 10, 2023
There is a monthly "maintenance fee" of $5 that was never disclosed to me. And even though they alert you about every transaction, I was never alerted that the $5 was coming out each month, and so it overdrafted.. again, I was not notified that it was overdrawn. I checked the app to see how much was left on the card, and that was how I found out.
522 people found this review helpful
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What's new

We've fixed some bugs and made some other enhancements.