Netspend Wallet

NetSpend

About this app

Revolutionize the way you manage your money with Netspend.

Some of the advantages of joining Netspend:

• Manage your accounts wisely on the go with convenience: Check balances, pay bills, & more – all at your fingertips, anytime and anywhere. Works with Google Pay & Apple Pay!
• No hidden fees: Say goodbye to surprise charges. With Netspend, you get transparent fees upfront, so you always know where your money goes.
• Budgeting made easy: Make your finances your ally and track your spending in real-time including pending transactions & transaction history to stay within your budget.
• Direct deposit: Get paid up to 2 days faster with direct deposit¹.
• Security first: Temporarily suspend your card in case of loss or theft & quickly regain access with ease.
• No Credit Check⁴: Joining Netspend doesn’t require a credit check⁴.
• Anytime Alerts: Don’t chase your money. Stay in the know with your Netspend account when you're on the go! Sign up and your phone will chime and your email will alert you so you can stay ahead of your
money!

Netspend is good for:
• People & families wanting to manage their finances on the go
• Unbanked or underbanked individuals
• Freelancers who need flexibility in their financial solutions

Join millions of customers who trust their money with Netspend. Sign up today!

¹ Based on comparison of our ACH processing policy vs. posting funds at settlement.

² No minimum balance necessary to open an optional Savings Account. Because Savings Account funds are withdrawn through the Card Account or Deposit Account, Card Account or Deposit Account transaction fees could reduce the interest earned on the Savings Account. To participate in the Savings Account program, you must consent to and continue receiving communications from us in electronic form.If you are subject to Internal Revenue Service backup withholding at the time of your request to open the Savings Account, your request will be declined. The Netspend Savings Account or All-Access Savings Account is made available to Netspend Cardholders or All-Access Accountholders through Pathward, N.A., Member FDIC.

³ Based on the national rate as of 1/ 16/2024 which is published by the FDIC & is calculated based on a simple average of rates paid by all insured depository institutions & branches for which data are available.To find the latest national rate as published by the FDIC, please visit
https:/ / www.fdic.gov/ regulations/ resources/ rates/

⁴ Subject to card activation or Deposit Account registration & ID verification. Terms & Costs Apply. Card issued or Deposit Account established by Pathward, N.A., Member FDIC.

⁵ Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder's or Accountholder's funds held on deposit at Pathward, N.A.

Ratings and reviews

The app itself is fine. The layout is really easy to learn and get around, but the fees are ridiculous. There's a debit card transfer fee, an ATM fee, a money reload fee, a 'Monthly inactivity fee', even if you use the card almost every day, (which I am absolutely POSITIVE I did and I still got charged). And to top it all off, you get charged a fee for every purchase. Seriously don't waste your time.

Hidden fees and constant issues. You can’t add or withdraw under $10, and every withdrawal has a $2.95 fee they don’t clearly disclose. There’s also a $5 monthly fee just to have the account. App and website often glitch—I've been double-charged and locked out due to errors. Closing the account is a nightmare; online option never appears, and calling means getting the runaround. Not worth the hassle.

I have several prepaid debit cards and NetSpend is by far the worst. there are multiple apps which is confusing and the ridiculous fees for just using the card for normal activities is just over the top. none of my other cards do this. the only fees I incur on them are out of network ATM fees if I use the cards in those machines. and there's no benefit over any of the others for paying the fees so it's simply being ripped off from what I've experienced. I've shredded the card and uninstalled.

What’s new

We’re always working to improve your Netspend experience. This update includes bug fixes and performance enhancements to keep things running reliably and smoothly.