Classic Netspend

NetSpend

About this app

(1) Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account& are not available in the form of a check or other direct payment method. See the program FAQs& Terms& Conditions in your Online Account Center for additional details about how& when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., The Bancorp Bank, Republic Bank & Trust Company, Members FDIC, Visa& Mastercard are not affiliated in any way with this program& do not endorse or sponsor this program.

(2) Faster funding claim is based on a comparison of the Pathward, N.A., The Bancorp Bank,& Republic Bank & Trust Company's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit& is subject to the timing of payor's payment instruction.

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; $4.95 fee for transfers conducted through a Customer Service agent.

The Netspend Network is provided by Netspend Corporation& its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend’s licenses& related information may be found at www.netspend.com/licenses. Fees, limits,& other restrictions may be imposed by Netspend& other third parties in connection with use of the Netspend Network.

The Netspend® All-Access® Account is a deposit account established by Pathward, National Association, Member FDIC. Netspend is a service provider to Pathward, N.A.

Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company.

The Netspend Visa Prepaid Card is issued by Pathward, National Association& Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by Pathward, N.A.& Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. Pathward, N.A.& Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of Pathward, N.A.& Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products& services may be licensed under U.S. Patent Nos. 6,000,608& 6,189,787. Use of the Card
Account is subject to activation, ID verification,& funds availability. Transaction fees, terms& conditions apply to the use& reloading of the Card Account. See Cardholder Agreement for details.

Mastercard& the circles design are registered trademarks of Mastercard International Incorporated.

Ratings and reviews

Used to be more star, but as of the end of July/beginning of August 2025, the app won't allow me to log in. I'm also not getting consistent notifications and can't see anything to be able to fix it, so now I have a negative balance. Shouldn't they alert users when they are having issues so we are aware and can figure things out just in case?Money in their pocket at my expense.

One star because zore stars isn't an option. I've used Netspend for 5 years now. for a few days, I haven't been able to view anything when logged in. The AI help is just plain non helpful at all. I keep getting the same "something went wrong" message. When I click "retry," I get the same error message. When I click " return home," nothing happens. I don't know if I'll even get paid today because of this major issue. I'm seriously thinking of taking my business elsewhere after this.

I've been using NetSpend for 20 years. Used to upset me when notifying me about a purchase. Holding my shopping up at the time. I'm sooo glad they have that service. All the scamming going on. I've been saved hundreds of dollars by their notification process. All I had to do was check yes or no. Customer service is wonderful. I've only had a couple disputes and was reimbursed every time. One dispute was over $300. It took the 90 days but worth the wait. Wouldn't use any other bank.

What’s new

Bug fix.