GO2bank: Mobile banking

Green Dot

About this app

GO2bank™ is the banking app built for everyday people.

No surprise fees
No hidden fees² and no monthly fees with eligible direct deposit¹. Otherwise, $5 per month.

Early paydays and more
Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶. Withdraw cash for free at our free nationwide ATM network⁷. Deposit cash at retailers nationwide¹². Earn more with our 4.50% APY on savings¹¹.

Built-in backup
Get up to $200 in overdraft protection after eligible direct deposits and opt-in³.

Credit building
With the GO2bank Secured Visa® Credit Card, building credit is easier with no annual fee⁵ and no credit check⁴.

Account protection
Keep your money safe with just a tap on the app with lock/unlock your card⁸. And we'll send fraud alerts if we ever see anything shady¹⁰. Plus, the money in your account is FDIC-insured⁹.

Download the app to open an account or visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions.

1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.
2. See our simple fees chart at GO2bank.com.
3. Fees, terms and conditions apply. Learn more at GO2bank.com.
4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.
5. Annual Percentage Rate is 22.99% and is accurate as of 5/1/2024. For information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.
6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.
7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.
8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
9. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
10. Message and data rates apply.
11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of May 2024. APY and interest rate may change before or after you open an account.
12. Retail service fee up to $4.95 and limits apply. Green Dot Corporation NMLS #914924, Green Dot Bank NMLS #908739.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. The "Spark" design (*) is a registered mark of Walmart, Inc. ©2024 Walmart Apollo, LLC. All rights reserved. ©2024 7-Eleven, Inc. All rights reserved. 7-Eleven is a registered trademark of 7-Eleven.


Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/techprivacy

Ratings and reviews

so far the app is easy to navigate and applying money was super simple. so so far so good comparatively to most that make it very complicated in order to add money or just general usage. easy to figure out, so far I like it. if it changes then I'll update this. otherwise I definitely suggest this card and app. for those of us that need a card but can't easily get a bank account but need the same type of perks of having one.

Banking with Go2Bank was good for about two years, until I moved to another state. Experience problems for about two months, then my card was locked and account closed because of an automated payment for one of my merchant accounts. I contacted the bank and before I could speak with an agent, they had already cancelled my debit card and was going to reissue another one. Such an inconvenience convenience for me. I told them to just close the account altogether and send me my money.

This bank account was at one time a great one to use. I had no issues at first but now it seems as though there is a problem every time I get a large deposit (every three months) . The problems have ranged from unauthorized purchases , charges posting more than once on my account, lost cards being delivered etc. I'm tired of having to worry of my money is safe and my bank is trust worthy. I'm sick of filing for disputes and losing money I have to track down to find and get back . Unacceptable!

What's new

We've fixed some bugs and made some other enhancements.