Walmart MoneyCard

50.9K reviews
Content rating
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About this app

Easily manage & access your money.

New Walmart MoneyCard accounts now get:

Get your pay up to 2 days early with direct deposit. ¹

Earn cash back. 3% on, 2% at Walmart fuel stations, & 1% at Walmart stores, up to $75 each year. ²

Share the love. Order an account for free for up to 4 additional approved family members ages 13+.³

Get up to $200 overdraft protection with opt-in & eligible direct deposit. ⁴

No monthly fee with qualifying direct deposit of $500+. Otherwise, $5.94 per month. ⁵

Earn 2% interest rate on savings.⁶

Lock protection in the app. Misplaced card? Press LOCK to prevent purchases. Press UNLOCK to restore it instantly. ⁷

Use it for purchases everywhere Debit MasterCard® or Visa® debit cards are accepted in the U.S.

NO minimum balance or credit check to get a card today.


Direct Deposit your pay or government benefits.

Add money to your card from your existing bank account.

Free cash reloads with app at Walmart stores nationwide.

Deposit checks using your smartphone

Questions about your Walmart MoneyCard?

Log in to & email us, or call us at the number on the back of your card.

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features. See account agreements for fees, terms and conditions at

1. Early availability of direct deposit depends on timing of payor's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

2. Up to $75 per year. Subject to eligibility. Redeem rewards upon each anniversary of opening the account, using our website or app. See Deposit Account Agreement for details.​

3. Activated, personalized card required. Other fees apply to the additional account. Family members age 13 years and over are eligible.

4. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.

5. Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

6. Interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum average daily balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of 3/1/2022.

7. Monthly fees will continue on locked cards. Learn more in the Walmart MoneyCard app.

ATM access only available on personalized cards. Other fees may apply. Visit for more info.

Technology Privacy Statement:

Card issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. and Visa U.S.A., Inc.
Updated on
Aug 6, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

49.9K reviews
Dawn Mercado
January 12, 2024
Trash. The list is so long but I'll start with the fact that transactions don't match date and time, balance shown is not always real balance n it takes forever for deposits to show n can't use the money! Now, I was missing $650 from savings n it didn't even show that I ever had the money!! Customer service is absolutely worthless! Everytime I called I got a different story, even some insinuating that I was lying! 6 days later it reappears n I'm stuck with late fees from all my bills being late!
340 people found this review helpful
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Lisa Carter
October 10, 2023
I've had my card and app for about 10 years or more. I've never had any major issues with it. That's why I've had it so long. I do love the "save" feature so that I don't accidentally spend bill money. I'd give this app 5 stars again if you'd please fix the slide balance feature! I've never had issues with it till the last few months. It always updated almost instantly, but now it rarely updates until I log into the app. Fix this feature, and I'll go back to 5 stars! Please!!
518 people found this review helpful
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John C
September 2, 2023
I discovered that my security software was blocking my access from accessing the App on phone, I thought everything was then fine. But recently discovered that Wal-Mart's efforts to enter into the payment platform included a monthly fee. With so very many options available for no or limited charges, I went ahead and closed the account today. Don't take it personally, Walmart, but even with the lil bit of interest compounded, for me it's just not worth it. Do correct me if I'm mistaken!
590 people found this review helpful
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What's new

We are working to make your Walmart MoneyCard experience even better, including lowering the direct deposit amount to $500 to waive your monthly fee and adding opt-in overdraft protection for purchase transactions when you set up and receive an eligible direct deposit.