4.6
200K reviews
5M+
Downloads
Content rating
Everyone
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About this app

† Not all UHC plans are currently supported by the app, not all features are available for every plan

Managing health care on the go just got easier with the UnitedHealthcare app! It's designed to save you time by providing easy access to your information. Features available are based on your personal health plan and can include:

Find and Manage Providers
- Find doctors, specialists, or health care facilities with our guided and location-based search.
- Save your favorite doctors or facilities for easy access.

Manage Claims†
- Review your claims by member, provider, status, facility, service or date.
- Review your claims payment breakdown and Explanation of Benefits.

ID Card
- Never lose your insurance card again! View and share your ID card.

View Cost Estimates†
- Know how much you could pay for treatments and specialty services.

Reference Copays, deductibles, and out-of-pocket expenses†
- View your copay, deductible, and out-of-pocket expenses.

View Account Balances†
- Know your health reimbursement, flexible spending, and Optum Bank health savings account balances.

Easily Sign In
- Use HealthSafe ID™ (a new, enhanced login that lets you access nearly all UnitedHealthcare digital tools with one username and password) to securely access your app.
- Never forget your password again with fingerprint login.

Manage Your Health†
- View personalized recommendations for preventative care.
Updated on
Jan 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Health and fitness and 6 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.6
197K reviews
Lisa G.
January 28, 2026
Can't pay my premium with this Android app because when I reach the point of choosing to pay, it opens a distorted huge page that's too large to display on screen, and half the page is truncated vertically, making it literally impossible to submit the payment. Worse yet, when I went to the desktop browser website on my Windows pc, the web page opened but when I tried to select Premium Payment, it returned an error of Page Not Found. So I can't pay my premium. I tried multiple browsers.
9 people found this review helpful
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Bowlegged Betty
February 1, 2026
I've not had any issues with the app. it loads quickly, navigates easily, and updates automatically. I haven't had problems with receiving the extra cash benefits either. It's true that there are items which are not covered, such as snack foods, sodas, and candy, but what're you expecting? it's called a healthy benefits card for a reason people. some of y'all have an entitlement mentality and it shows. It also helps cover the recent hikes in my electric and phone bills. overall, it's a good app
8 people found this review helpful
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nova supernovaink
January 23, 2026
I did.\n Give this app 5 stars initially, but the app quit working properly. It's slowed down, I can't order half the products and then when I go in store I can't even use the card I have to scan with my phone and it's unable to order anything offline anymore. The items switch too much 1 day I'm allowed to buy baby wipes. And the next day I'm not you can't buy barely any meat on this. I hope someone fixed it soon. I really did enjoy this app. And the help that is giving me
15 people found this review helpful
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What’s new

Individual & Family Plan members now have an improved way to pay premiums, faster access to Rewards and a more accessible interface.