Walmart MoneyCard®

Green Dot

About this app

Learn more about all the features & benefits of a Walmart MoneyCard by visiting www.walmartmoneycard.com . Use it for purchases everywhere Debit MasterCard® or Visa® debit cards are accepted in the U.S. No minimum balance or credit check to get a card today.

With a Walmart MoneyCard, you’ll enjoy these benefits & more:

Early pay days with direct deposit.

Earn cash back on purchases at Walmart & Walmart.com.

Access to overdraft protection up to a specific limit with eligible direct deposits & opt‑in. Fees, terms & conditions apply.

No monthly fee with qualifying direct deposit.

Earn interest on savings, plus store money in up to 5 savings vaults for any other financial goal you have.

Round up eligible purchases to the nearest dollar & add the difference to savings.

Now accepting select Foreign ID types for account opening.

Depositing money is easy. Fees & limits may apply.

Direct deposit your pay or government benefits.

Add money to your card from a linked bank account.

Cash reloads with the app at Walmart stores nationwide.

Deposit checks using your smartphone.

Terms & conditions apply. For complete details, visit www.walmartmoneycard.com .

Must be the legal age in your state (18, or older) to activate a Walmart MoneyCard. Activation requires online access and identity verification (including SSN, TIN or select US ID type or Foreign ID type) to open an account. Mobile or email verification and mobile app are required to access all features. See account agreements for fees, terms and conditions at www.walmartmoneycard.com/agreements .

Technology Privacy Statement: www.walmartmoneycard.com/agreements/technology-privacy-statement

Walmart is not a bank. Walmart MoneyCard® is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

LEGAL DISCLAIMERS:

1 Up to $75 per year. Subject to eligibility. Redeem rewards upon each anniversary of opening the account, using our website or app. Restrictions and exclusions may apply, see Deposit Account Agreement for details at Walmartmoneycard.com

2 Overdraft protection up to $300 with opt-in and eligible direct deposits. Overdrafts paid at our discretion. Fees, terms and conditions apply. Learn more at walmartmoneycard.com/overdraft-protection .

3 Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.

4 Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

5 Active personalized card, savings vault and enrollment are required. Purchases made using your debit card are rounded up to the nearest dollar and the difference is automatically transferred to the designated savings vault. Walmart MoneyCard may cancel or modify Savings Round Up at any time without prior notice. Transfer may be voided if the debit account does not possess sufficient funds.

6 Interest paid annually on each enrollment anniversary based on the average daily balance across all savings of the prior 365 days, up to a maximum average daily balance of $1,000 across all savings, if the primary account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of May 2026. Fees on your primary account may reduce earnings on your savings account.

7 Limits apply. Your funds typically become available on your account within 10 minutes for your use.

Ratings and reviews

I hope the boss is reading this. I've had this service for nearly 20 years. No more. Millennials keep changing the app to the point that it's aggravating. I can't sign in because it forgot what my fingerprint looks like. and it won't change my password because my old card expired 5 days ago. I've decided I'm not going to activate it. instead I'm getting a different card from somewhere else. I've fought with this app too long... multiple times thru the years. It's over!!!

The major issue of not being able to login to the app at all, has lessened to just routing you to the play store to "update the app" over and over again until the app finally opens. Annoying, but consistently annoying. What gets me is one of the more recent reviews from a month ago got a boilerplate "sorry, we are working on it" response. For it to go from unusable, to works weird, in a month is progress, in the way that going from a F to a D is progress.

The app and website will not send the text verification code to my phone to sign in. It also will not send a call. Theres no option for email. I need this code to login. I've been locked out for a week. I've called customer service 6 times and every time they say wait and try again. No way to escalate and talk to someone that can actually help. I have no access to my money. I get verification texts from every other company and app except this one.

What’s new

We’re making it easier for more customers to verify their identity. Our app now accepts foreign identification from select countries.

New Feature Highlights:

• Accepting foreign IDs from: Colombia, Dominican Republic, Ecuador, El Salvador, Guatemala, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Senegal, & Venezuela.

• Supported ID types: Consular cards, national identification cards, & passports.

• Important: All IDs must be valid & unexpired to be eligible for use.